Injury Lawyer Serving Boulder, Longmont, Broomfield & Surrounding Areas in Colorado
You’ve always had insurance and have religiously paid your premiums on time. Now, you’ve suffered in an automobile accident and your insurance company is unreasonably denying or delaying your insurance claim. Sound familiar? Unfortunately, this happens all too often and becomes the reason that many people have to hire an attorney for help with their case.
At Jeffress Law, our attorney, Christopher W. Jeffress, has a specialized level of experience in dealing with insurance companies because he used to represent insurance companies and other large corporations.
After representing insurance companies and trying to avoid paying out claims to injured persons, Mr. Jeffress realized that he was meant to help those that were injured instead. Therefore, Mr. Jeffress changed his career focus and opened his own practice in order to help those that were injured and have due cause for their insurance claims, but are being denied.
For a free case review from an attorney with insider information about insurance companies, please contact Jeffress Law today by calling 303-993-8685.
Seeking Justice Against Insurance Companies
When your own insurance company doesn’t treat you fairly or believe that you’re suffering when you make a claim, you need an attorney to help you. Mr. Jeffress knows all of the protocols and tricks that insurance companies will try to use to avoid paying your claim. These can include any of the following:
- Denying your claim without ever reviewing it
- Disbelieving that your injuries came from an accident
- Denying your maximum amount of coverage
- Disbelieving that you need as much treatment as you’re claiming
- Attempting to pin the blame of an accident on you so they can avoid paying
If your insurance company is attempting any of these tactics on you, Mr. Jeffress can help. He knows how to present claims to both your insurance company and any other insurance companies involved in order to maximum value. He will make sure that your injuries and losses are well-documented by police reports, physician reports, investigative reports, and witness statements. He will aggressively fight for you and your needs to ensure that your insurance company protects you the way they’re supposed to.
Types of Insurance Claims That May Involve Bad Faith
Bad faith can occur whenever an insurer fails to handle a valid claim honestly or promptly. Common examples include:
- Auto insurance claims where repairs or injury compensation are delayed or denied without cause.
- Homeowners' insurance claims concerning property damage from fire or weather events.
- Health or disability insurance claims where coverage is unfairly denied.
- Commercial insurance claims, such as business interruption or liability coverage, may also involve bad faith practices.
Put simply, if your insurer isn't upholding its end of the policy, you may have reason to take legal action for bad faith practices.
Colorado Laws That Protect Policyholders From Bad Faith Practices
Colorado Revised Statutes §10-3-1115 and §10-3-1116 provide legal protections against bad faith insurance practices.
- Section §10-3-1115: Under this statute, insurance companies are prohibited from unreasonably delaying or denying the payment of benefits without a valid reason.
- Section §10-3-1116: This statute allows policyholders to sue for damages if these rights are violated. If successful, the insured may recover the benefit owed, double the amount wrongfully withheld, and reasonable attorney's fees.
These laws apply to most types of insurance policies, including auto, health, homeowners, and disability coverage. They offer important safeguards for Colorado residents facing unfair treatment by their insurance providers.
Claim Denial vs. Bad Faith
A claim denial occurs when an insurer refuses to pay benefits. This is often due to exclusions in the policy or a lack of coverage.
Some denials are legitimate. However, bad faith involves an insurer denying or delaying a valid claim without reasonable grounds.
The key difference lies in intent. Bad faith means the insurer acted unfairly, dishonestly, or without a proper investigation, violating its legal duty to treat the policyholder fairly under Colorado law.
Benefits of Hiring a Bad Faith Insurance Lawyer
A bad faith insurance lawyer can defend your rights when an insurer unfairly delays, denies, or underpays your valid claim. They will:
- Review your policy.
- Investigate the insurer's conduct.
- Gather evidence.
- Determine if your case qualifies as bad faith under Colorado law.
- Communicate with the insurance company on your behalf.
- Negotiate a fair settlement.
- Take your case to court if necessary.
Retaining legal representation sends a clear message that you won't tolerate unfair treatment from your insurance provider.
Compensation You May Be Entitled To
If it's determined that your insurance company acted in bad faith, you may receive more than just the original claim amount. Under Colorado law, there is potential for you to recover:
- The full value of the unpaid or delayed benefit, plus up to two times that amount as a penalty.
- Attorney's fees and court costs.
- Compensation for emotional distress or punitive damages (if the insurer's behavior was especially wrongful).
An attorney can evaluate your case and help you pursue the full range of financial recovery available under the law.
Why Choose Jeffress Law, PC?
At Jeffress Law, PC, clients facing bad faith insurance practices benefit from the experience and commitment of Christopher W. Jeffress, a personal injury attorney with over 25 years of experience. His early career representing insurance companies gives him an inside perspective on how insurers operate – insight he now uses to fight for policyholders.
The firm offers personalized legal support, never treating clients like case numbers. Every claim is thoroughly investigated, and no upfront fees are charged thanks to a contingency-fee model. With a dedicated team that includes seasoned attorney Lisa M. Ritter, Jeffress Law stands out as a trusted advocate for the wrongfully injured.
Contact Our Boulder Bad Faith Insurance Attorney!
When your insurance company is giving you the run around, there is no time to waste to contact a lawyer for representation. Mr. Jeffress will make your case his priority and never treat you like a number. He will put in the necessary time in order to thoroughly represent you and seek the maximum amount of compensation for your property damage, medical bills, insurance claims, and recovery time.
We operate on a contingency-fee basis, which means that you won’t pay anything unless we win a cash award or settlement for you. Then, you will reimburse us for our fees and any costs incurred during the investigative process and keep the remainder for yourself and your care. For a free case review, please enter your information in the contact form on this page or call us at 303-993-8685. We serve clients in Boulder, Broomfield, Longmont, and the surrounding areas.
